Three groups discriminated by risk attitude are Risk averter, Risk balancer and Risk lover.

以风态度区隔市场，得到风、平衡及爱好群。

Risk averter prefers bank deposit and insurance, Risk lover prefers foreign exchange and stock and Risk balancer prefers futures.

而风较偏好银行存款和保，风爱好较偏好外汇和股票，风平衡偏好期货。