Contrary to the glibness with which some proponents advocate it, government control of big banks is not a quick and painless solution to the banking mess.
This paper tries to give such solution from the point of strengthening market contestable degree of SMBs, then give the whole idea of small and medium banking contestable market for China.
Once people get venenation of this, they get dizzy and under controled.You can ask them to do crazyshit for you, like: hey buddy,why don't you give me your banking account number and password :)?