Maybe he made a bunch of bad mortgage loans.

也许他有一堆的良抵押贷款。

They use a mortgage loan, known simply as a mortgage, to help pay for the property.

他们利用抵押贷款帮助买房。

Here's Chuck's house. Bought with a sub-prime mortgage loan meaning a loan he couldn't really afford to repay.

这是恰克的房子。它是用次级贷款买下的，这个贷款是他偿的。

Why does a bank charge prepayment penalties on mortgage loans?

为什么银行会对按揭贷款收取提前还款罚款？

Now, are private banks, are commercial banks interested do you think in extending mortgage loans?

现在，私人银行，商业银行是否有兴趣提供抵押贷款？

– house prices, and the price and availability of mortgages – loans to buy property.

– 房价，以及抵押贷款的价格和可用性 – 购买房产的贷款。

If it's the same as a mortgage loan, then I think I understand it in general terms.

如果和抵押贷款一样的话，我想我大是这么理解的。

Figuring out how to fill out this mortgage loan application is like trying to read a foreign language.

Kiko：弄清楚如何填写抵押贷款申请表就像尝试阅读外语一样。

But many home buyers had been given mortgage loans that they could not afford to pay back. And that was not the only problem.

但许多购房者得到了他们无力偿还的抵押贷款，这并是唯一的问题。

Bank of America has agreed to pay almost 17 billion dollars for selling toxic mortgage loans that helped trigger the financial crisis in 2008.

美国银行因出售有毒抵押贷款并部2008年金融危机，目前该行同意为此支近170亿美元的罚款。

Under government pressures and threats, banks began to lower mortgage loan approval standards, in order to meet government goals or quotas.

在政府的压力和威胁下，银行开始降低抵押贷款审批标准，以达到政府的目标或配额。

This episode is a dialogue between Kiko and Rafael about getting a mortgage loan – getting money to buy a house.

这一集是 Kiko 和 Rafael 之间关于获得抵押贷款的对话 – 获得钱来买房子。

Sometimes people pay their home loans – their mortgage loans before the end of the loan agreement, sometimes in 4-5, maybe 10 years.

有时人们会在贷款协议结束前支他们的房屋贷款——他们的抵押贷款，有时是 4-5 年，也许是 10 年。

For example, when those students decide to apply for mortgage loans to purchase real estate, their application would be declined by banks due to their bad records in the individual credit information database.

例如，当这些学生想申请贷款买房时，他们的申请很有可能将会被银行驳回，这很有可能就是因为他们在个人信誉中的记录所导致的。

Whereas banks had once typically held the mortgage loans they made in their own portfolios, a huge percentage of mortgages were now bundled and sold as securities on Wall Street.

虽然银行曾经通常将他们发放的抵押贷款保存在自己的投资组合中，但现在很大一部抵押贷款被捆绑来，作为证券在华尔街出售。

If you want the best deals on mortgages, loan rates, and even car insurance — or if you've been turned down for a loan or apartment lease — work to raise that credit score.

如果你想在抵押贷款、贷款利率甚至汽车保险方面达最好的交易——或者如果你被拒绝贷款或公寓租赁——努力提高信用评。

Another kind of mortgage loan you can get from a bank is called an " adjustable-rate mortgage." The word " adjustable" comes from the verb " to adjust" (adjust).

您可以从银行获得的另一种抵押贷款称为“可调利率抵押贷款”。“可调”一词来自动词“调整”（调整）。

For example if it's a mortgage loan, the bank will come back and take your house away from you; that's because you " defaulted" on the loan – you didn't pay it.

比如如果是抵押贷款， 银行会回来把你的房子拿走；那是因为你“拖欠” 了贷款——你没有偿还。

It does mean that we're going to be paying more for getting a mortgage loan if we want to buy a home, which is already very unaffordable, you know, given the high rates and the high house prices.

这意味着我们在买房时的按揭贷款本会增加，这已经非常难以负担，考虑到高利率和高房价。

The forceful one-two punch, including cutting the reserve requirement ratio, key policy interest rates and existing mortgage loan interest rates, will foster a more enabling climate for the world's second-largest economy to hit this year's growth target, they added.

析人士补充，降低存款准备金率和政策利率、降低存量房贷利率等“双管齐下”的强有力措施，将为世界第二大经济体实现今年的增长目标创造更有利的环境。