I have to clear off arrears of work and correspondence.
我必须处理积压的工作和信件。
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For example, the mortgage lender may accept lower payments for a time, so technically you're in arrears, but they won't chase you up for that money during the time when you're in this sort of lower payments situation.
例如,抵押贷款机构可能会在一段时间内接受较低的款,因此从技术上讲, 您拖欠了款项, 但是在您处于这种较低款的情况下, 他们会追逐您的这笔钱。