So the commercial banks, they called this " financial intermediation."

所以业银们，被称“金融媒介”。

So let me create a a couple of normal commercial banks.

首先让我来画几个业银。

I think the commercial banks are not doing enough.

我认业银做得还不够。

We're talking about a commercial bank or lending out the money.

假设金融中介是业银 它们会把钱贷出去。

Part of what they should be doing is to be talking to the commercial banks.

他们应该做分是与业银对话。

Established in 1983, Silicon Valley Bank was, just before collapsing, America's 16th largest commercial bank.

硅谷银成立于1983年，在倒闭前曾是美国第16大业银。

M-Shwari, M-Co-op Cash and KCB M-Pesa, all of them linked to large commercial banks.

M-Shwari、M-Co-op Cash及KCB M-Pesa, 全与大型业银挂钩。

But bottom lines suffered as commercial banks set aside reserves to prepare for likely credit losses.

但随着业银能信贷损失做拨款准备，盈亏底线受到了影响。

Commercial banks are bracing for the impact of the crisis, but it has yet to come.

业银正在危机影响做准备，但危机尚未到来。

Another innovative method commercial banks use to prevent the threat of bank runs is the introduction of term deposits.

业银用来防止银挤兑威胁另种创新方法是引入定期存款。

In others it is advance payments from oil traders, liabilities from public-private partnerships or hidden loans from commercial banks.

在其他地方，是来自于石油交易预付款、来自公私伙伴债务或是来自业银隐性贷款。

Inclusive loans to micro and small businesses by large commercial banks will increase by over 30 percent this year.

大型业银普惠小微企业贷款增长30％以上。

The Bank of Japan also has set a negative interest rate for the money commercial banks hold with it.

日本央还将业银存入该资金定负利率。

They can receive a loan from other commercial banks or from the Federal Reserve in these kinds of exceptional circumstances.

在这些特殊情况下，他们以从其他业银或美联储那里获得贷款。

Over the past year those in commercial banks have sunk by half a trillion dollars, a drop of nearly 3%.

在过去年里，业银存款减少了5000亿美元，降幅接近3%。

The Kenyan President Uhuru Kenyatta has signed into a law a bill which caps interest rates charged by commercial banks.

肯尼亚总统乌胡鲁与审批通过了项法案，该法案对肯尼亚业银收取利率采取了封顶措施。

Commercial banks, especially small and medium-sized ones, should replenish capital to ensure sufficient lending to the real economy, said Lou.

楼继伟说，业银，特别是中小银，应该补充资本金，确保向实体经济提供足够贷款。

Commercial banks have these things called reserves.

业银拥有这些称准备金东西。

Instead, cash is created by commercial banks and it never actually gets printed.

相反，现金是由业银创造，实际上从未印制过。

They see them as redundant to the lending that commercial banks already do.

他们认它们对于业银已经提供贷款来说是多余。