That's right. It's a tax credit. That's essentially -- but it is what we call an advanceable, refundable tax credit, so it gets applied to your monthly premium.
George then asks, " Do they require a refundable deposit? " A " deposit, " in this case, is money that you give to someone in case something goes wrong, in case you break something.
George 然后问, “他们需要可退还的押金吗? ” 在这种情况下, “押金”是你给某人的钱, 以防万一出现问题, 万一你弄坏了东西。