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Article 10. Without the mortgagee's approval, a mortgagor shall not lease, sell, transfer possession of or remortgage mortgage property or dispose of it in any other way.

第十条抵押人未经抵押权人抵押物出租、出售、转让、再抵押或以其他方式处分。

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A lot of people do wait until it comes to remortgage.

很多人确实等到

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《金融时报》 Podcast

It's really difficult for listeners who are thinking about remortgaging because on the one hand, rates could go up.

对于正在考虑听众来说, 这真很困难, 因为一方面,率可能会上涨。

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《金融时报》 Podcast

Sometimes if you're looking to remortgage, you may be able to qualify for an interest-only mortgage.

有时,您想要再抵押,您可能有资格获得只还息抵押贷款。

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This leaves new owners at greater risk of being pushed into negative equity, which makes it hard to move house or remortgage.

这使得新业主面临更大被推入负资产风险,这使得搬家或变得困难。

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《金融时报》 Podcast

So if you're looking to remortgage, if you're the right age, you may be able to extend the mortgage term that you have.

您想要再抵押,您年龄合适, 您也许可以延长抵押贷款期限。

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《金融时报》 Podcast

If I'm paying that off, it means that when I remortgage in the future or have less debt so I might be able to get a better rate.

我还清这笔钱, 这意味着当我将来重新抵押或债务减少时, 我可能会获得更好率。

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《金融时报》 Podcast

So if you are unable to remortgage to another lender, your bank should be offering you a new product that you can move on to.

您无法再抵押给其他贷方,您银行应该为您提供可以继续使用新产品。

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《金融时报》 Podcast

Now Andrew, as things stand right now, what's the best deal that somebody buying a property and then somebody remortgaging a property might be able to secure?

现在安德鲁, 就目前情况而言,有人购买房产然后再抵押房产人可能获得最佳交易是什么?

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