Ignorance of the future carries a cost today: ambiguity makes risks uninsurable, or at the very least prohibitively expensive.

对未来无知在今天带来了代价：模糊性使风险无法投，或者险价格高令人望而却步。

Although they may not seem like the most deserving beneficiaries, helping people share uninsurable risks is a worthy goal for governments.

尽管他们可能看起来不是最受益者，但帮助人们分享无法险化风险是政府追求目标。

And for the average person, if insurance becomes unaffordable, that's really the same as saying that they are uninsurable really is whether you can actually afford to pay for the cover that counts.

对于普通人来说，如果险变负担不起，那就等于说他们无法投，真正重要是你是否真有能力支付险费用。